Precision statutory models for incorporated business directors, commercial fleet operators, and independent contractors across North America.
Model corporate small business tax (SBD), dual-rate employer/employee CPP remittances up to the YMPE, personal non-eligible dividend credits, and RRSP contribution room.
Model 15.3% Self-Employment / FICA payroll tax savings unlocked by electing S-Corporation status vs. Schedule C Sole Proprietorship. Evaluates IRS reasonable salary audit ratios.
Determine true per-kilometer and per-mile operating burn. Factors in diesel fuel consumption curves, commercial insurance drag, steer/drive tire degradation, and minimum required spot/contract margins.
Compare CRA Class 10 (uncapped work trucks) vs. Class 10.1 passenger limits ($39,000 threshold), IRS Section 179 for 6,000+ lbs GVWR vehicles, and evaluate corporate purchase vs. tax-free per-km/per-mile reimbursement.
Calculate your true cost of doing business per billable hour. Recovers non-billable drive time, estimating overhead, commercial insurance, vehicle fleet depreciation, and corporate profit.
Whether you are structuring shareholder distributions in Ontario, electing S-Corp status to eliminate FICA taxes in the US, writing off a commercial work vehicle, benchmarking freight fleet burn rates, or pricing trade jobs, our engines calculate from active statutory ceilings and real-world operational ledgers.